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Elements Financial is Butler's Credit Union

Touching nearly every part of campus life

Apply for the Butler University Rewards Visa Credit Card

Or call 1-800-621-2105

  1. Home
  2. About Elements
  3. Community Impact
  4. Butler University Partnership

Elements + Butler Partnership Highlights

  • Capital support for the new facility housing the Andre B. Lacy School of Business
  • Endowed scholarship for students studying in the College of Pharmacy and Health Sciences
  • 5 convenient ATMs on campus
  • A debit card just for Bulldogs — the Butler University Visa® debit card is free with any Elements checking account
  • A credit card to show your Butler pride — the Butler University Rewards Visa credit card, with proceeds that support student scholarships
  • Empowering personal financial success among students, faculty, staff, and alumni
  • Elements has invested more than $400,000 in Butler’s mission through sponsorships and philanthropy

Show Your Bulldog Pride!

Elements Indians Credit Card

Butler University Rewards Visa® Credit Card 

  • Earn 1% cash back1 and rewards and show your Butler pride!
  • $200 Cash Bonus just by using your card2
  • 0% Intro APR for 6 months on purchases and balance transfers3
  • After the intro period, a variable APR of 17.49% for purchases and balance transfers
  • No international transaction fees4
  • No balance transfer fees4
  • No annual fee4
Learn More Apply Now
Indians Debit Card

Butler University Visa® Debit Card

  • Show your pride with a Butler affinity card
  • Pair with the Elements High Interest Checking and enjoy our highest annual percentage yield of 2.00% APY on balances up to $20,0005.
High Interest CheckingLearn More Open an Account

Financial Wellness Education for the Butler Community

Elements has launched FinancialEdu, a new financial literacy training program for students of Butler that provides them with foundational knowledge on topics such as student loans, credit cards, budgeting, and saving. This program is just one piece of an overall suite of financial wellness offerings provided by Elements to the Butler community as part of a robust partnership that began in 2016.

Butler faculty, staff, and alumni can also benefit by accessing the online Financial Learning Center from Elements at their personalized website. Just contact your relationship manager Eliza Claborn at eclaborn@js-ayds.com for details. This free site offers financial wellness learning modules as well as access to workshops and webinars provided by the experts of Elements.

  1. 1 Butler University Rewards Visa Credit Card Cash Back: 1% cash back on every eligible purchase. No enrollment required. All cardholders are eligible when they make their first eligible purchase. Eligible purchases are net purchases (reduced by merchant returns and adjustments). Purchases do not include cash advances, balance card transfers, use of convenience checks and are exclusive of any fees and finance charges we impose. Cash back rewards are payable to you by reducing your credit card balance. However, rewards will not reduce the monthly payment amount unless the total credit card balance is less than the payable cash back reward amount. The rewards are effective the date you become eligible for the program and are payable as per the billing cycle end-date printed on your statement. Cash back reward amounts less than $25 will not be paid during a billing cycle. Rewards will accumulate and will be payable to you once your reward balance is $25 or more. If a reward balance is less than $25, it will expire 5 years from the month earned. Eligibility is restricted to accounts that are open and in good standing. Any accumulated points will be forfeited if the account is closed before the next $25 increment is paid. Additional terms and conditions may apply. 
  2. 2 Credit Card Related $200 Cash Bonus Value Offer — requiring at least 10 card purchase transactions totaling at least net $1,000 within 90 days of card approval — will be fulfilled as a one-time $200 statement credit. Statement credit will not reduce your monthly payment. If the account is closed within six months, we reserve the right to add the amount of the statement credit back to your account balance at that time. Secured Credit Card excluded. Existing or previous Elements credit cardholders not eligible.  /  Offer subject to credit approval and may be taxable. Elements reserves the right to amend or discontinue offers at any time. Additional terms and conditions may apply. Please allow 4-6 weeks after qualifications are met for receipt of a statement credit. Product offers cannot be combined with other promotional offers for the same product. One offer per household.
  3. 3 Butler University Rewards Visa Introductory APR (Annual Percentage Rate) good for six months. Elements Financial loans are not eligible for payoff with introductory balance transfer offers. Subject to credit approval. Additional limitations, terms, and conditions apply. After introductory period your Standard variable APR for Purchases and Balance Transfers will be 17.49% for Butler University Rewards Visa. Rate effective November 8, 2024, and will vary with the market based on the Prime Rate as published in The Wall Street Journal. Elements reserves the right to amend or discontinue offers at any time. Terms & Conditions.
  4. 4 Butler University Rewards Visa Credit Card Transaction Fees — Credit Card Balance Transfer: None. Credit Card Cash Advance: Up to 3% for each Cash Advance or a minimum of $5.00.
  5. 5 High Interest Checking Account pays dividends using blended rate tiers meaning the stated dividend rate will be paid on the portion of the balance for each tier. The Annual Percentage Yield (APY) for Tier 1 is 2.00% on balances up to $20,000.00 and the **Tier 2 APY ranges from 2.00% to 0.86% on balances from $20,000.01 to $50,000.00. To earn Tier 1 or Tier 2 dividend rates, 15 qualifying transactions must post per statement cycle on the account. The statement cycle includes all transactions posted after the last business day of the prior month through the last business day of the current month. Accounts not meeting the qualifying transaction threshold will earn 0.05% APY. Rates accurate as of November 1, 2024. All rates are variable and may change without notice at any time. Only the following are qualifying transactions: Debit card purchases, checks, bill payments, ATM withdrawals and ACH withdrawals. No other transactions qualify. At least one account holder must be at least 18 years old. Fees may reduce earnings.